I attended an extremely poor, extremely diverse high school in Sacramento where we were constantly told that attending college was the only way to pull ourselves out of poverty and reach the middle class. But the only way to afford the ridiculous cost of even community college or a state school was via loans so predatory that they all but ensured we would never be able to pull ourselves out of debt. President Joe Biden’s plan, announced Wednesday, is to cancel up to $20,000 of that debt (or at least $10,000 of it for most of us). That’s an incredible gift that will change millions of lives for…